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2018 has been the year cryptocurrencies and ICOs took the world by storm.

In the last six months we’ve seen an explosion of interest in blockchain, cryptocurrencies, ICOs, bitcoin and ethereum like never before. Bitcoin has surged to $6,000 and a slew of banks and countries have proposed blockchain payment solutions and cryptocurrencies.

While we are still trying to grasp the reach of blockchain in many industries; it’s impact upon the future is becoming clear, it’s a technology that belongs with the group of technologies known as exponential which belong to the 4th industrial revolution.

With the rise of ICOs and the movement of Banks to own blockchain on their own terms, there are a lot of mixed messages. Banks are cautious on Bitcoin, going as far to call cryptocurrencies a “speculative bubble”. These are typically the same financial institutions that are trying to capitalize on their own blockchain payment systems. It is evident that, things will never remain the same...

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